Legal Notice

1. Object and acceptance

The present legal notice regulates the use of the website https://www.finaer.es (hereinafter, THE WEBSITE), owned by FINAER COMPAÑIA DE GARANTIAS, S.L.U. (hereinafter, THE OWNER OF THE WEBSITE).

Browsing the website attributes the status of user of the same and implies full and unreserved acceptance of all the provisions included in this Legal Notice, which may be subject to modifications.

The user undertakes to make proper use of the website in accordance with the law, good faith, public order, traffic customs and this Legal Notice. The user will be liable to THE OWNER OF THE WEBSITE or to third parties for any damages that may be caused as a result of non-compliance with this obligation.

2. Identification and communications

THE OWNER OF THE WEBSITE, in compliance with Law 34/2002, of July 11, on Information Society Services and Electronic Commerce, informs you that:

Its corporate name is: FINAER COMPAÑIA DE GARANTIAS, S.L.U.

Its Tax ID is: B01950229

Its registered office is at: CALLE TOMAS LOPEZ, NUM 3 PLANTA 3, PUERTA B., 28009 - MADRID, MADRID

Registered in the Madrid Commercial Registry, Volume 40.959, Folio 60, Sheet M726539, entry 1st.

3. Communications

All notifications and communications between users and THE OWNER OF THE WEBSITE will be considered effective, for all purposes, when made by postal mail or any other means detailed below:

Phone: 915 51 75 50

Email: lopd@finaer.es

4. Access and use conditions

The website and its services are freely accessible and free of charge. However, THE OWNER OF THE WEBSITE conditions the use of some of the services offered on its website to the prior completion of the corresponding form.

The user guarantees the authenticity and currency of all data communicated to THE OWNER OF THE WEBSITE and will be solely responsible for any false or inaccurate statements made.

The user expressly undertakes to make appropriate use of the contents and services of THE OWNER OF THE WEBSITE and not to use them for, among others:

a) Disseminating criminal, violent, pornographic, racist, xenophobic, offensive, terrorism-apologetic content or, in general, contrary to law or public order.

b) Introducing computer viruses or performing actions likely to alter, damage, interrupt or generate errors or damage to electronic documents, data or physical and logical systems of THE OWNER OF THE WEBSITE or third parties; as well as hindering other users' access to the website and its services through the massive consumption of computer resources through which THE OWNER OF THE WEBSITE provides its services.

c) Attempting to access other users' email accounts or restricted areas of THE OWNER OF THE WEBSITE's or third parties' computer systems and, if applicable, extracting information.

d) Violating intellectual or industrial property rights, as well as violating the confidentiality of information belonging to THE OWNER OF THE WEBSITE or third parties.

e) Impersonating the identity of another user, public administrations or a third party.

f) Reproducing, copying, distributing, making available or in any other way publicly communicating, transforming or modifying the contents, unless authorized by the owner of the corresponding rights or it is legally permitted.

g) Collecting data for advertising purposes and sending advertising of any kind and communications for sales or other commercial purposes without prior request or consent.

5. Intellectual and industrial property

All contents of the website, such as texts, photographs, graphics, images, icons, technology, software, as well as its graphic design and source codes, constitute a work whose property belongs to THE OWNER OF THE WEBSITE, without any exploitation rights over them being understood as transferred to the user beyond what is strictly necessary for the correct use of the website.

In short, users who access this website may view the contents and, if applicable, make authorized private copies provided that the reproduced elements are not subsequently transferred to third parties, nor installed on servers connected to the network, nor are they subject to any type of exploitation.

Likewise, all brands, trade names or distinctive signs of any kind contained in the website are property of THE OWNER OF THE WEBSITE, without it being understood that the use or access to the same attributes any right to the user over them.

The distribution, modification, assignment or public communication of the contents and any other act not expressly authorized by the owner of the exploitation rights are prohibited.

6. Hyperlinks

The establishment of a hyperlink does not imply in any case the existence of relations between THE OWNER OF THE WEBSITE and the owner of the website where it is established, nor the acceptance and approval by THE OWNER OF THE WEBSITE of its contents or services. Those who intend to establish a hyperlink must previously request written authorization from THE OWNER OF THE WEBSITE. In any case, the hyperlink will only allow access to the home-page or home page of our website, and must refrain from making false, inaccurate or incorrect statements about THE OWNER OF THE WEBSITE, or including illegal content, contrary to good customs and public order.

THE OWNER OF THE WEBSITE is not responsible for the use that each user makes of the materials made available on this website or for the actions carried out based on them.

In hyperlinks to other places, as is also the case with social networks, THE OWNER OF THE WEBSITE will not exercise any control over these places and contents, will not assume any responsibility for the contents of any link belonging to other external websites nor guarantee the technical availability, quality, reliability, accuracy, breadth, veracity and validity of any material or information contained in any of these hyperlinks or other internet sites.

7. Exclusion of warranties and liability

The content of this website is general in nature and has a merely informative purpose, without fully guaranteeing access to all contents, nor their completeness, correctness, validity or currency, nor their suitability or usefulness for a specific purpose.

THE OWNER OF THE WEBSITE excludes, to the extent permitted by law, any liability for damages of any kind arising from:

a) The impossibility of accessing the website or the lack of veracity, accuracy, completeness and/or currency of the contents, as well as the existence of vices and defects of all kinds in the contents transmitted, disseminated, stored, made available, accessed through the website or the services offered.

b) The presence of viruses or other elements in the contents that may cause alterations in computer systems, electronic documents or user data.

c) Non-compliance with laws, good faith, public order, traffic customs and this legal notice as a result of incorrect use of the website. In particular, and by way of example, THE OWNER OF THE WEBSITE is not responsible for the actions of third parties that violate intellectual and industrial property rights, trade secrets, rights to honor, personal and family privacy and one's own image, as well as regulations on unfair competition and illegal advertising.

Likewise, THE OWNER OF THE WEBSITE disclaims any responsibility regarding information that is outside this website and is not directly managed by our webmaster. The function of the links that appear on this website is exclusively to inform the user about the existence of other sources likely to expand the contents offered by this website. THE OWNER OF THE WEBSITE does not guarantee or assume responsibility for the operation or accessibility of the linked sites; nor does it suggest, invite or recommend visiting them, so it will not be responsible for the result obtained. THE OWNER OF THE WEBSITE is not responsible for the establishment of hyperlinks by third parties.

8. Procedure in case of illicit activities

If THE OWNER OF THE WEBSITE becomes aware of the use of the website services for activities that infringe rights or constitute illegal acts, it will take the necessary measures for the repression and elimination of these activities, reserving the right to initiate legal actions.

In the event that any user or a third party considers that there are facts or circumstances that reveal the illegal nature of the use of any content and/or the performance of any activity on the web pages included or accessible through the website, they must send a notification to THE OWNER OF THE WEBSITE properly identifying themselves, specifying the alleged violations.

9. Publications

The administrative information provided through the website does not replace the legal publication of laws, regulations, plans, general provisions and acts that must be formally published in the official gazettes of public administrations, which constitute the only instrument that attests to their authenticity and content. The information available on this website should be understood as a guide without legal validity purposes.

10. Applicable legislation and jurisdiction

This Legal Notice is governed by Spanish law. The parties agree to submit to the jurisdiction of the Courts and Tribunals that correspond to them according to the applicable procedural legislation.